BMB Media – 7 Keys to Safe Online Shopping Using a Credit Card

BMB Media – 7 Keys to Safe Online Shopping Using a Credit Card – This time BMB Media will share tips on Keys to Safe Online Shopping Using a Credit Card. Shopping online will be more convenient by using a credit card. Unfortunately, this convenience is tarnished by the many cases of credit card fraud which are very detrimental to society.

Several cases of this crime were revealed after credit card bills appeared inflated, even though the credit card was not used. Therefore you need tips on using a credit card, to stay safe, especially when shopping at online stores.

BMB Media – 7 Keys to Safe Online Shopping Using a Credit Card

To make shopping safer using a credit card, the security of personal data is key. Apart from that, you also have to be able to physically protect your credit card so that it doesn’t fall into the wrong hands. Even though credit card transactions are currently recommended to use a PIN, there are also many merchants and online stores that do not require the use of a PIN in transactions. Check out the following safety tips for using a credit card.

1.      Do not reveal personal financial information over the phone or email

When shopping online, there are at least four pieces of data that will be requested from you: credit card number, card security code, card expiration date, and shipping address. So, if you receive a request via telephone or email other than the four data mentioned, it is appropriate that you do not need to answer and provide the requested data. Please note that the company will not ask for such information by telephone or email.

2.      Be careful when using a credit card

Re-examine the use of credit cards by checking your credit card bills and shopping receipts. This can at least make you act immediately when a credit card crime occurs. If you find a discrepancy, contact your credit card company immediately. Knowing the crime earlier is much better than later before the loss figures get even bigger.

3.      Find out info about the seller

This applies to online shopping using transfer systems or credit cards. This is indeed important because a credible seller will be seen from the testimonials or rates given by other customers. For that, pay attention to the complaints that come in, whether are there any complaints about credit cards or how the seller responds to prospective buyers.

If you don’t even find anything about the seller, it’s best not to shop. Don’t be easily tempted by promos if you don’t know the information about the seller. Choose safe and profitable promos from trusted sellers.

4.      Use only one credit card

Nothing forbids you to have more than one credit card. However, when using it for online shopping, it’s best to just use one credit card. The goal is so that you can more easily track if credit card theft or crime occurs.

5.      Take advantage of the alert feature from credit card companies

If your company has an alert feature, you should use it. This feature will automatically send information about unusual activity, which applies to your credit card, directly to your cellphone or email so that if there is something suspicious, you can immediately take further action.

6.      Do not pay bills online in public areas

While there is Wi-Fi, pay the bill first. It can harm you. Unless you are sure, Wi-Fi in the area is safe and cannot be tricked by credit card criminals. But if not, you should hold on and choose another safer place.

7.      Equip your computer with antivirus

Especially for those of you who frequently transact online via e-banking, you should equip your computer with an antivirus. Everything is done solely as a precaution, protecting your identity from hackers or keyloggers so that the identity of the credit card that you have already entered through the network can remain protected.

BMB Media – How to Use a Credit Card Wisely

The main reason why credit cards are attractive is the installment payment system with a tenor of 3 to 12 months. This fairly long tenor makes it easier for the public to shop for products at high prices. In addition, credit card users also often get discounts from cooperating merchants.

But if you can’t control yourself, then credit card debt can swell. Don’t want to be chased by debt? Follow how to use a credit card for online and offline shopping below.

1.      Shop When There Is A Credit Card Promo

Compared to cash or debit card payments, more promos are available for credit card users. This is one of the tricks that credit cards are often used as a means of payment. Those of you who have a credit card must be more careful in knowing this promo. Shopping only when there are promos is one of the tips you can do.

2.      Avoid Making Additional Credit Cards

Currently, additional credit card services are available, where later the installment fee will only be charged by the same card owner. Usually, this is done for families who need additional credit cards. Your bill will not increase if you don’t use this feature. Because you can more easily manage expenses for yourself.

3.      Payment Of Installments Before Due

Credit card debt will swell even more if you don’t pay close attention to the due date. There are already many people who end up having a lot of debt because of accumulated credit card interest. The reason is due to pay installments more than the due date so that the interest increases.

4.      Don’t Spend More Than Your Limit

The next safe tip for using a credit card is to pay attention to the card’s limit. If you have a credit card with a limit of 10 million, never spend more than that limit. Remembering this limit will be a way to put the brakes on excessive spending habits.

5.      Pay Off Bills

If you still find it difficult to reduce spending habits, then another way is to pay off bills first. For example, you buy a smartphone with a credit card. Then just use a credit card for one transaction. You can pay off the bill and then shop again.

Abdus Subhan

Abdus Subhan is the CEO at 7star-seo-expert. He was born and raised in Pakistan where he later pursued his interest in literature by becoming a freelance blogger. He has always been a hard worker and takes great pride in his work. His skills in SEO have allowed him to help businesses boost their online presence and grow their revenue. Abdus Subhan is a firm believer in the power of hard work and dedication. He is always looking for new opportunities to help businesses grow and succeed. Contact Details: [email protected]

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